Articles Tagged with crash attorney

The ride-share industry has exploded in North Carolina and beyond since bursting onto the scene just five years ago. As of last year, Uber alone reported it offered two million rides daily. Other competitors, such as Lyft, report only slightly lower rates. highway at night

However, the question of whether these services are adequately covered with auto insurance remains. It was only recently that both Uber and Lyft promised up to $1 million in liability and uninsured/underinsured auto coverage for passengers. But that policy is only applicable under certain circumstances.

Recently, a new survey indicated that many drivers for these services don’t purchase enough of their own insurance to fully protect them at all times, and they may not fully understand the risks involved. That has implications not just for the drivers if they are involved in a crash, but also for anyone with whom they might collide and potentially also with passengers.

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Crashes involving workers on the job are fairly common, given that so many people drive as part of their employment. People injured in such crashes need to seek immediate legal counsel because there may be multiple avenues of financial recovery, and a careful legal strategy is crucial.van

In one recent case before the California Court of Appeal for the Fifth Appellate District, a plaintiff was left empty-handed after a lengthy legal battle that involved both litigation and arbitration.

Here, the at-fault driver was operating a work van owned by her employer, which she used for both business and personal purposes. The trial court found that the employer wasn’t vicariously liable for the plaintiff’s injuries because the defendant was not acting in the course and scope of employment at the time of the crash. The plaintiff then went through the arbitration process with the defendant driver and was awarded $500,000. However, when the plaintiff sought payment of this amount from the defendant’s personal auto insurer, the insurer refused. The plaintiff then filed another lawsuit, this one against the insurer, alleging breach of contract and bad faith. However, since the insured/driver was allowed to use the van for both personal and business purposes, the court ruled her personal use of the van wasn’t a departure from the customary use of the vehicle, and therefore her personal insurer didn’t have to pay.

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